Privacy Policy

 

The Borrowers is committed to Internet privacy as demonstrated by the policies set forth herein. Please recognize that the Borrowers may, in its sole discretion, modify these policies from time to time by updating this posting, so we encourage you to check this page each time you revisit one this website. Your continued use of this website following any changes to this Privacy Policy will constitute your acceptance of such changes.

 

Your use of the Borrowers website indicates your acceptance to be bound by the provisions of the Privacy Policy and Terms of Use in effect as of the date of your use. If you do not accept these terms, do not use our website.

 

The terms “you” and “User” as used herein refer to all individuals and/or entities accessing this website for any reason. When you visit this website, we automatically obtain information about your usage, including, for example, the name of your Internet service provider, the browser and type of computer that you are using, the website that referred you to us, the pages you view and the date and time of those page views. We use this information on an aggregate basis to gather data about activity on our websites, which we use to improve the usefulness of our websites. We do not use this information on any kind of individual basis. We do not collect or store personally identifiable information, such as your name, mailing address, e-mail address or phone number, unless you provide that information. You might be asked to provide your email address and other contact information if you would like to stay connected to the student debt activist movement.

 

The Borrowers makes every effort to ensure the secure collection and transmission of your sensitive information using industry accepted data collection and encryption methodologies, such as SSL (Secure Sockets Layer). The Borrowers does not sell your personal information to any third party.

 

Cookies

 

A cookie is a piece of data that is stored on a user’s hard drive that contains information about that user. We also use cookies to measure aggregate web statistics, such as collecting the number of users to our sites, the number of repeat users, and the most popular webpages.  We do not use cookies to track user activity on an individual basis.

 

The Borrower’s Sharing and Use of Personally Identifiable Information

 

We will use your e-mail address to communicate with you about our activities and offerings, unless you opt-out from receiving such messages.  We will also use your e-mail address for administrative purposes, such as notifying you of major website changes, sending messages related to actions you have taken on the site, or for customer service purposes.  Although we hope you’ll find these communications informative and useful, you may opt out of receiving future information via e-mail by using the unsubscribe procedures described below.

 

When you send e-mail or other communications to us, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.

 

Opting Out of E-mail Lists

 

People who subscribe to e-mail lists via the website will receive periodic updates from The Borrowers by regular mail or e-mail.  You may opt out of receiving future information via e-mail by using the unsubscribe procedure specified on the e-mail message you received from us.

 

Special Notice to Parents

 

We want to help you guard your children’s privacy.  We encourage you to speak with your children about safe and responsible use of their personal information while using the Internet.  The Borrowers does not knowingly collect any personally identifiable information from children under thirteen (13).  If you have any concerns about any information that your child may have provided to us via one of our websites, please contact us at workingfamilies@aflcio.org.

 

Security

 

The Borrowers has security measures in place to protect against the loss, misuse, and alteration of information within our control.  These measures include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.  We use Secure Socket Layer (SSL) encryption to protect the transmission of information you submit to use when you use our secure online forms.  Please recognize that if you send us an e-mail, the information contained in the e-mail is not secure against interception.

 

Corrections/Updating Personal Information

 

If your personal information changes (such as your ZIP code), or if you wish to have your information removed from our database, contact us and we will endeavor to provide a way to correct, update, or remove that personal data provided to us.

 

Links to Other Websites

 

Our websites may contain links to other sites.  The Borrowers is not responsible for the privacy practices or the content on such sites.  We encourage our users to be aware when they leave our website and to read the privacy policies of each website that they visit that collects personally identifiable information.  This Privacy Policy applies only to information collected through one of the Borrowers websites.

 

 

This Privacy Policy is made effective as of April 22, 2015.